| Definition |
CommLink is a unit link insurance product that combines investment and life insurance plans. With a single premium, investment is possible through fund-on-fund, which generates high returns and diversified risks. |
| Benefits |
- Investment done based on the fund-on-fund concept, where funds are allocated to several profitable mutual funds maintained by investment managers. Therefore, investment returns will be more optimal, and risks are widely diversified
- Flexible facilities, which are Top Up, Wthdrawal, and Switching
- Life insurance benefits caused by accident/any other causes and terminal illness insurance if the beneficiary is diagnosed with an incurable illness
- Free of 4 times switching fee per year
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| Features |
- Life insurance coverage, which is 150% of the single premium for benefits in the event of death due to accident or illness
- Investment value: In the event of death due to illness
- Terminal Illness benefits, given if the beneficiary is diagnosed with an incurable disease and cannot survive for more than 12 months (with medical evidence), which are 50% from the single premium
- Interim Cover benefits, which are accident coverage if the plan is in the approval process at Commonwealth Life at a maximum UP of IDR 150,000,000
- 3 options to allocate investments (conservative, moderate, or aggresive), which are adjusted according to customers' risk profiles and actively maintained with the fund-on-fund concept
- Flexibility to do Top Up (added investment), Switching (investment allocation), and Withdrawal (partial)
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Branch & ATM |
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Jakarta
Surabaya
Bandung
Bali
Balikpapan
Semarang
Medan
Pekanbaru
Madiun
Malang
Jogjakarta
Sidoarjo
Pasuruan
Palembang
Banjarmasin
Samarinda
Makassar
Bogor
Cirebon
Solo
Pontianak
Kediri
Manado
Batam
Purwokerto
Lampung
Mataram
Padang
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CBA Group |
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-- Choose One --
Commonwealth Bank of Australia
ASB Bank
Commonwealth Life
Commonwealth Bank Vietnam
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