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Managed Unit Linked
Definition Managed Unit Linked (in Indonesian Rupiahs) is a single premium unit link where funds are invested with the fund-on-fund concept at selected and profitable mutual funds. The goal of this idea is to optimize investment results and diversify risks with insurance benefits.
Benefits
  • Optimum Investment Results because funds are actively maintained by a professional investment manager and invested in several mutual funds that perform well in the stock market.
  • Minimal Investment Risks through diversification that can be chosen according to the customers' risk profiles.
  • FREE Life Insurance due to death or any other causes
  • Flexibility for Switching, Top Up, Redemption, & Withdrawal.
  • Portfolio allocation custom-fitted customer's profiles (conservative, moderate, or aggressive) with investment allocations at shares, obligations, and stock markets
Features
  • Eligibility to receive life insurance benefits, which are 125% from the single premium and Top Up minus withdrawals or investment values.
  • Death benefit:
    • The first 2 years for accidental causes
    • The 3rd year - 85 years old for death of any causes
  • FREE switching fees for the first 2 transactions per year.

 
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