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Medica
Definition Produk asuransi dengan manfaat santunan rawat inap dan santunan duka (akibat penyakit maupun kecelakaan) dimana 100% premi kembali plus Surplus Underwriting di akhir tahun ke-10
Benefits
  • Free in-patient coverage, ICU, life assurance
  • 100% return of premium, without claim(s) consideration
  • 24 Hours across the world, Hospital of your choice
  • Cover all diseases according to the policy.
  • Guaranteed Acceptance (no medical check-up needed)
  • Benefits are still applicable although the insured already attached to other benefit from other insurance company
Features
  • In-patient benefit up to IDR 2.000.000,-
  • Benefit for ICU up to IDR 4.000.000,-
  • Cover all diseases according to the policy
  • May include spouse
  • Premium Waiver for permanently disabled up to year 10th without eliminating insurance benefits
  • 1 year waiting period for carried diseases
 

CHOICE OF BENEFITS (1 unit multipliable)

Benefits Choice of Benefits
1 Unit (Rp) 3 Unit (Rp) 5 Unit (Rp) 10 Unit (Rp)
In-patient benefit max 90 days/year 200,000/day 600,000/day 1,000,000/day 2,000,000/day
ICU benefit max 45 days/year 400,000/day 1,200,000/day 2,000,000/day 4,000,000/day
Death benefit due to other causes 10,000,000 30,000,000 50,000,000 100,000,000
Death benefit due to accidents 20,000,000 60,000,000 100,000,000 200,000,000

 

 
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