Mutual Funds


Smart way to invest!

Mutual Fund is a professionally managed investment fund that pools money from many investors, to be invested by Fund Manager into selective securities.

MUTUAL FUND TYPE

Mutual Funds allocate investor’s funds into various investment instruments to diversify and minimize risk.

Mutual Fund Types

Investment Allocation

Potential Return & Risk

Recommended Investment Period

Money Market

100% money market instruments

Low

Short term < 1 year

Fixed Income

Min 80% in fixed income instruments

Medium

Medium term 1-3 years

Balanced

Combination of money market, fixed income, and equities instruments

Medium/High

Medium/Long Term

Equity

Min 80% in equity instruments

High

Long Term > 3 years

 
FUND MANAGER

Commonwealth Bank provides wide selection of mutual funds investment from various professional, licensed, and experienced Fund Managers such as:

  • PT. Ashmore Asset Management Indonesia
  • PT. Batavia Prosperindo Aset Manajemen
  • PT. BNP Paribas Investment Partners
  • PT. CIMB-Principal Asset Management
  • PT. Danareksa Investment Management
  • PT. Eastspring Investment Indonesia
  • PT. First State Investment Indonesia
  • PT. Mandiri Manajemen Investasi
  • PT. Manulife Aset Manajemen Indonesia
  • PT. Schroders Investment Management Indonesia

BENEFIT

  1. Potential capital gain

  2. Capital Gain that is obtained from mutual fund investment is not subject to tax

  3. High liquidity, investors may redeem the units at any time according to regulation set in prospectus

  4. Variety of products allow investors to have flexibility for their investment

  5. Easy to invest
    Top Up can be done through internet banking and mobile banking. Mutual fund redemption transaction can also be done in internet banking

  6. Information Transparency
    Unit price or NAV information can be accessed from:
    1. Newspaper (Bisnis Indonesia, Investor Daily, Kontan, etc.)
    2. Transaction Confirmation Letter from Custodian Bank
    3. Monthly Statement that can be accessed through Internet Banking

  7. Low cost
    Detailed information related to the subscription fee of mutual fund can be accessed through this link

RISK

Mutual funds can provide potential return as well as potential loss for investors. Therefore, investors need to consider and understand the risks when investing in mutual funds, such as:

  1. Risk of Depreciation of Unit Value
    The risk of unit value depreciation is due to falling securities portfolio prices and Net Asset Value of the Mutual Fund, as the result of market condition changes (such as interest rates, inflation, etc.), default of securities issuers, etc.

  2. Legal Risk
    Risk of changes in policy related to mutual fund.

  3. Liquidity Risk
    Risk that occurs when all or most of investors redeem their unit holdings simultaneously.

  4. Liquidation Risk
    Risk when mutual fund is closed and liquidated by the regulator when the Net Asset Value of funds managed is less than the minimum requirement as stated in related regulation.

TERMS & CONDITIONS FOR MUTUAL FUND SUBSCRIPTION

  • Age between 21-75 years old or married
  • Have an active Commonwealth Bank account
  • Fill in Risk Profile Questionnaire and Subscription Form
  • Have read and understand the prospectus & fund fact sheet

Should you require further information, please contact Call Commbank (24 hours) in 15000-30 or (area code) 15000-30 from mobile or visit our nearest branch.

FEE & CHARGES

Detailed information related to the subscription fee of mutual fund can be accessed through this link

SIMULATION

To assist you in calculating potential fund to be invested from your monthly income for your future financial needs, you can use Investment Calculator.

Investment Calculator is accessible with the following link

DISCLAIMER

INVESTMENT IN THE FORM OF MUTUAL FUND CONTAINS RISK. A PROSPECTIVE INVESTOR MUST READ AND UNDERSTAND THE PROSPECTUS PRIOR TO DECIDING TO INVEST IN A MUTUAL FUND. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

Mutual fund is a Capital Market Product, NOT PT. Bank Commonwealth’s (“Bank”) product and NOT the Bank’s third-party deposit, hence it is not guaranteed by the Bank and excluded from the government guarantee program or deposit guarantee. Bank act as Mutual Fund Selling Agent.