BONDSFixed income for your investment!Bonds are debt security consist of statement of debt from debtor to creditor, including agreement to pay off the principal with its coupons in a pre-determined time.TYPE OF SERVICECommonwealth Bank offers service to buy and sell bonds in primary and secondary market in various series with IDR, EUR and USD currency. BENEFITObtain fixed income in the form of regular coupons Potential capital gain on price appreciationRelatively safe since government bond is guaranteed by governmentRISKMarket RiskRisk of changes in interest rate: when interest rate increases, bonds price would depreciate and investors might suffer potential capital loss.Credit RiskRisk that the issuer might not fulfill its obligation (default).Liquidity RiskRisk that may arise when the bond cannot be sold in secondary market.TERMS & CONDITIONS FOR MUTUAL FUND SUBSCRIPTIONAge between 21-60 years old or marriedHave an active Commonwealth Bank account Read and understand the product information, with terms and conditions for the related productFill in Risk Profile Questionnaire and Transaction FormCall CommBank can be accessed through 1500030 or (6221) 2935 2935 for international access. We serve customer 24 hours a day 7 days a week (including public holiday).FEE & CHARGESTransaction Fee - there is no transactional fee for foreign exchange transaction, only a spread between buy and sell (bid and offer) price.Safekeeping Fee in Custodian Bank - for customers who invest in bonds after 1 year, the fee will be charged according to terms and conditions.DISCLAIMER: Bonds is a product of capital market and not the Bank product, hence it is not guaranteed by Bank and not included in savings guarantee program. Investment in bonds has risks, including reduction/loss of principal. Bonds prices might change in accordance with market conditions.