Fees & Charges

Effective Date : 12 February 2018

Individual Internet Banking and Mobile Banking
Transaction Service
Internal Transfer
Transfer to Commonwealth Bank AccountFree
Fees of External Transfer
RealtimeFree
Sistem Kliring Nasional (SKN)IDR 2,500
Real Time Gross Settlement (RTGS)*IDR 15,000
Foreign Currency Transfer
Cable ChargeIDR25,000
Commission Fee
   - Involve ExchangeFree
   - No ExchangeUSD 8
Correspondence Charge (Full Amount)USD 20
Value Today Transfer (Same Day Value)USD 15
Mutual Fund
Subscription FeeDiscount 50% for Mutual Fund Subscription fee
Redeemption FeeDepend on the Product Prospectus
Bill PaymentFree
Charges related to Hard Token
SMS TokenFree
First Time Hard TokenIDR100,000
Replacement for Broken Token Due to Low Battery/System ErrorFree
Replacement for Broken Token Due to Customer's NegligenceIDR100,000
Replacement for Lost TokenIDR100,000
Replacement Token for Dormant User IDIDR100,000
Unblock TokenFree
Transaction Limit
Internal TransferPer TransactionMin IDR10,000 (or equivalent)
DailyMax IDR1,000,000,000 (or equivalent)
Realtime TransferPer TransactionMin IDR50,000
DailyMax IDR100,000,000
SKNPer TransactionIDR100,000 (or equivalent)
DailyIDR200,000,000 (or equivalent)
RTGSPer TransactionMin IDR100,000,001 (or equivalent)
DailyMax IDR200,000,000 (or equivalent)
FCY Transfer (SWIFT)Per TransactionMin IDR10,000 (or equivalent)
DailyMax IDR200,000,000 (or equivalent)
Bill PaymentIDR50,000,000
Mutual Fund SubscriptionNo Maximum Limit
INTERNET BANKING/MOBILE BANKING TRANSACTION LIMIT
Transaction ServicesIndividual Customer with Loan Account (Non-Personal Loan and Non-Mortgage)Individual Customer without Loan Account (Non-Personal Loan and Non-Mortgage)
Internal Transfer
- to Own AccountIDR 1 billionIDR 1 billion
- to Other Commonwealth Bank Account
Domestic Transfer
- OnlineIDR 100 millionIDR 100 million
- SKNIDR 500 millionIDR 200 million
- RTGSIDR 500 millionIDR 200 million
SWIFT TransferIDR 500 millionIDR 200 million
* Fee is inclusive of transaction fee payable to BI (max IDR 15.000), maintenance fee for RTGS/SKN and Operational Fee.
Fees and Charges stated above do not applied for Corporate Internet Banking


Fund Transfer and Clearing
Transaction Services (via Branch)
Internal Transfer
Internal Transfer Fee (Transfer to Commonwealth Bank Account)Free
External Transfer
SKNIDR 5.000,-
RTGSIDR 30.000,-
Clearing > IDR 500.000.000*IDR 100,000
Clearing (Cheque and Bilyet Giro)
Clearing PaymentIDR 1.500,-
Remittance
Cable ChargeIDR 50.000,-
Commision Fee
- Involve ExchangeFree
- No Exchange0.125 % Min USD 15 Max USD 100
Full Amount ChargeUSD 20
Value Today FeeUSD 15
Inquiry/Cancellation/AmendmentUSD 20
Banker's Draft
Issuance
- Involving Currency ExchangeUSD 10 / draft
- No Currency Exchange0.125% min USD 15 max USD 100
Encashment
- In IDRIDR 50.000,-
- In same Currency0.25%, Min USD 15 Max USD 100
Cancellation By Customers
- AUDAUD 50
- Other foreign currencyUSD 75
Cancellation By Bank**
- AUDAUD 50
- Other foreign currencyUSD 50
* For drawer customer, the fee above not include of RTGS fee IDR 30.000
** Bank Drafts would be cancelled by Bank if within 30 calendar days from the issuance date is not yet picked up by customers.

ATM/ Debit
FeesATM Commonwealth BankATM Prima/BCAATM BersamaATM CirrusCBA LinkDebit MaestroDebit Prima/BCA
Balance Inquiryfree IDR4,000IDR4,000IDR5,000---
Cash Withdrawal freeIDR7,500*IDR7,500*IDR30,000**IDR10,000--
Cash Withdrawal (for AusStudent Account)freeIDR7,500*IDR7,500*IDR30,000**free--
Inter-Bank Transferfreefreefree----
Transfer to Commonwealth Bank accountfreefreefree----
Bill Paymentfree-----
Debit/Purchase----freefree
Charges
Annual Feefree
Monthly Administration Feefree
Issuance of First ATM Cardfree
Replacement lost/stolen IDR25,000
Supplement Card IDR25,000
TRANSACTION LIMIT
 Regular Premier
Minimum Transfer per Transaction IDR50,000 IDR50,000
Maximum daily cash withdrawalIDR10,000,000 IDR15,000,000
Maximum daily Purchase (Debit) through Debit BCA/PRIMA Debit and Maestro NetworkIDR10,000,000 or equivalent IDR50,000,000 or equivalent
Maximum daily Internal Transfer IDR50,000,000 or equivalent IDR50,000,000 or equivalent
Maximum daily Interbank Transfer through ATM Bersama and ATM Prima/BCA Network IDR25,000,000 IDR50,000,000
Maximum Transfer per transaction through ATM BersamaIDR25,000,000 IDR25,000,000
Maximum Transfer per transaction through ATM Prima/BCA network IDR10,000,000 IDR10,000,000
* As of September 1, 2015 get free of charge up to 10 transaction per month if the TRB average = Rp 10 million or free or free 2 (two) transactions per month if your average TRB < IDR 10 million.
** Cash withdrawal through ATM Cirrus will be based on master card conversion rate (USD)
- If customer account is in AUD / IDR / SGD / CNY, the conversion process will be AUD / IDR / SGD / CNY -> USD  -> Local currency.
- If customer account is in, then the conversion process   Local currency -> USD.


Cheque
Cheque/Bilyet Giro BookIDR100,000
Dishonored FeeIDR125,000
Stop PaymentIDR25,000


Safe Deposit Box
Bond MoneyIDR900.000,-
Annual Fee
XS Box*IDR400.000, not included VAT
S BoxIDR400.000, not included VAT
M BoxIDR500.000, not included VAT
L BoxIDR700.000, not included VAT
*Available only at Bubutan (Surabaya) branch
Other Service Fee
Consolidated e-Statementfree
Consolidated Printed Statement - Premier free
Consolidated Printed Statement – non Premier IDR15,000
Statement (stamp duty - per month)**IDR6,000
Monthly statement printing (previous months)IDR25,000/month
Monthly statement printing (respective month)IDR10,000
Reference LetterIDR50,000
Audit LetterIDR100,000
Inquiry tax reporting (previous years) IDR50,000
Standing Instruction IDR50,000/letter annually
Hold Mail (account/monthly statement)free
Transaction via Fax (TRB less than IDR300 million)IDR25,000
Passbook replacement (loss/damaged)IDR10,000
Passbook replacement (full)free
Consolidated transaction printing from passbook accountIDR5,000/sheet
*Fees and Charges is subject to change and it will be informed to customers through media deemed appropriate by the Bank.
**The stamp fee is charged per CIF, but not per account.

Bank Notes Withdrawal Fee for Individual Customer per month
Currency0 - 5,000>5,000 - 10,000>10,000
USDfreefree05%
AUDfreefree0.5%
SGDfree0.5%0.5%
others currency0.5%0.5%0.5%
*Fees is calculated from the exceed

Bank Notes Withdrawal Fee for Individual Corporate per month
Currency0 - 5,000>5,000 - 10,000>10,000-50,000>50,000
USDfreefreefree0.5%
AUDfreefree0.5%0.5%
SGDfree0.5%0.5%0.5%
others currency0.5%0.5%0.5%0.5%
*Fees is calculated from the exceed

Bank Notes Deposit Fee for Individual Customer per day
Currency= 10,000>10,000
USDfree0.5%
AUDfree0.5%
SGDfree0.5%
others currency0.5%0.5%
*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.

Bank Notes Deposit Fee for Corporate Customer per day
Currency= 50.000>50.000
USDfree0.5%
AUDfree0.5%
SGDfree0.5%
others currency0.5%0.5%
*Fees is calculated from the exceed
**Effective 12th January 2015, for USD bank notes serial H and K will be charged additional fee 0.5 % from total deposit.

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Trade Service
Import Letter of Credit or SKBDN
Issuance0.25% per quarter, min. USD50
Amendment
  • Increase in amount
  • 0.25% per quarter, min. USD50
  • Extension of validity
  • 0.25% per quarter, min. USD50
  • Cancellation
  • USD50
  • Others
  • USD50
    Payment
  • Acceptance Commission under Usance / Deferred
    Payment L/C
  • 2% per annum, min. USD50
  • Discrepancy Fee
  • USD75
  • Drawing in excess of L/C amount
  • 0.25% per quarter, min. USD50
    Inward Bill Collection
    Presentation
  • Documents against Payment (D/P)
  • 0.125% flat from invoice value, min. USD50
  • Documents against Acceptance(D/A)
  • 0.125% flat from invoice value, min. USD50
  • Documents received for delivery free of payment
  • USD100
    Payment as Per Bills Collection
  • Charge to remitting Bank (applicable after 60 days)
  • USD100
    Protest Fee
  • Handling fee
  • USD200
    Post Import Financing
  • Based on Import L/C or SKBDN
  • Contact Relationship Manager for Information
  • Based on Documentary Collection
  • Trade Advance (TA)
  • Based on Purchase Order (PO)
  • Contact Relationship Manager for Information
  • Based on Pro-forma Invoice or Sales Contract
  • Transferrable LC / SKBDN
  • Full transfer
  • 0.125% flat per LC / SKBDN amount, min. USD100
  • For subsequent amendment
  • min. USD50
    Export Letter of Credit or SKBDN
    LC or SKBDN Advising
  • L/C or SKBDN Advising (including pre-advice)
  • USD25
  • L/C or SKBDN kept with us (for further collection / negotiation with BANK)
  • USD25
  • L/C or SKBDN taken by the beneficiary
  • USD50
  • L/C or SKBDN advised through other Bank
  • USD100
    LC or SKBDN Advising AmendmentUSD25
    LC confirmationContact Relationship Manager for Information, min. USD150
    Documents presented under export LC or SKBDN
  • Collection under LC or SKBDN commission
  • 0.25% flat from invoice value, min. USD50
  • 3rd party assignment of proceeds
  • 0.125% flat from invoice value, min. USD50
    Outward Bills Collection
    Handling commission0.125% flat from invoice value, min. USD50
    Amendment to collection instruction0.125% flat from invoice value, min. USD50
    Pre Shipment Financing (PSF)
    PSF based on Incoming LCContact Relationship Manager for Information
    Post Shipment Financing (PoSF)
  • PoSF under LC Clean Negotiation
  • Fee:0.25% flat from invoice, min. USD50Contact Relationship Manager for Information
  • PoSF under LC Discrepant Negotiation
  • PoSF under Documentary Collection
  • PoSF under Open Account (OA)
  • SBLC & Guarantee
    Issuance
  • Issuance
  • 2% per annum, min. USD50
  • Administrative Fee
  • USD25
    Amendment issuance
  • Increase and extension
  • 2% per annum, min. USD50
  • Other than increase and extension
  • USD50
    Advising
  • SBLC advised directly to our beneficiary
  • USD50
  • SBLC advised through other Bank
  • USD100
    Amendment advisingSame with Advising
    Claim settlementUSD100
    Other Charges
    SWIFT
  • Short
  • USD10
  • Long
  • USD25
  • Extra Long (Extension to MT 701)
  • USD50
    Tracer via SWIFTUSD15
    Acceptance via SWIFTUSD15
    Reimbursement for RA/Claim (vostro)USD30
    Import Notification/PIB for LC IDR75,000
    Import Notification/PIB Non LC IDR100,000
    Courier USD30